Individual Retirement Account (IRA)
IRAs are savings accounts designed to help wage earners save for retirement. Many members may still be eligible to deduct their IRA contributions from their taxable income. For them, IRAs are great investments. For those who may not take the deduction, an IRA still remains one of the best methods to save for retirement. Because IRA earnings are sheltered from taxes, IRAs grow faster than ordinary savings accounts. There is only a $100.00 minimum deposit necessary to open a Southpointe Credit Union IRA.

• $100.00 minimum balance is required.
• No monthly fees.
• Contributions may be made in "lump sums" or by regular deposits throughout the year.
• Dividends are paid monthly.
• The latest Southpointe Credit Union IRA rates are available by calling or visiting Southpointe Credit Union.

IRA Share Certificates (CDs)
With as little as $1,000 members can invest in a short-term Credit Union IRA Share Certificate and maximize their earnings. IRA Share Certificates earn the same rates as our normal Share Certificates.

• $1,000.00 may be invested in a short-term Southpointe Credit Union
IRA Share Certificate.
• Terms are from 3 to 60 months.
• The latest Southpointe Credit Union IRA Share Certificate rates are available by clicking here

How to Become a Member and Open Your IRA Account - It's Quick and It's Easy

1. Come By Our Offices and Sign the Signature Card
2. Make Your Initial Deposit of $25.00 into a Regular Share Account.

You're Out The Door In 5 Minutes!