Real Estate Loans
Home Equity and First Mortgages: As the Credit Union for the St. Louis Community, Southpointe Credit Union has learned that it must be expert in non-traditional mortgages. Southpointe Credit Union offers a variety of first and second mortage loans.

FIRST TRUST DEED LOAN: Southpointe Credit Union has partnered with AnyHour Mortgage to allow us to offer First Trust Deed Loans on a regular basis. AnyHour Mortgage offers a variety of First Mortgage programs to choose from.

HOME EQUITY LINE OF CREDIT (HELOC): The HELOC allows the Member to borrow against his/her home's accumulated equity without disturbing his/her savings or other investments. HELOC has a low interest rate and there are no loan-advance fees, annual fees or points. The Member can make advances at his/her asking. The Member may borrow up to 95% of the Fair Market Value of his/her home less any amount owing on the First Mortgage.

FIXED-RATE 2ND MORTGAGE: The Member can choose from a 5-Year or 7-year term. The Member may borrow up to 100% of the Fair Market Value of his/her home less any amount owing on the First Mortgage. All terms subject to change without prior notice. For more information please dial (314) 487-5628 or E-mail us at: mortgage@southpointecu.com.