What You Need to Know about Overdrafts and Overdraft Fees
An overdraft occurs when you do not have enough money in your account to cover a transaction, but SPCU pays it anyway. We can cover your overdrafts in two different ways:
1. We have standard overdraft practices that come with your account (see below).
2. We also offer overdraft protection plans, such as a link to a savings account or an Overdraft Line of Credit, which may be less expensive than our standard overdraft practices. To learn more, ask us about these plans.
Click HERE for complete details.
June 2010 Statement Changes for Loans
In this month’s statement, you may see format changes for some of your loans. These changes are a result of the Regulation Z – Truth in Lending updates that were mandated by the Federal Reserve. Loans that appear in this new format will include the following sections: Information, Transactions, Fees, Interest Charged, Totals Year-to-Date and Interest Rate Detail.
Click HERE for complete details.
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